Your Peace Of Mind In The Storm Of Uncertainty

OUR CLIENT VALUE PROPOSITION

We are team of experienced financial advisers assisting clients with a plan for their financial future complete with a personalized strategy and world-class financial solutions.

We use a process that we call “LIGHTING THE WAY”, which serves as a manual in developing a strategy to implement personalized financial solutions. Our practice encompasses the ethos of Environment, Social and Governance (ESG).

Through our experience we have learned that it is important that everyone is clear on what to expect if we are to develop and maintain a successful working relationship. A working relationship where we can help you achieve your financial and lifestyle goals and the six steps listed below demonstrate how we work towards building as well as maintaining these working relationships

THE STEPS IN OUR PROCESS ARE:

SHEDDING LIGHT ON WHO YOU ARE

This is the stage at which we get know you and what you hold dear.

SHEDDING LIGHT ON YOUR CIRCUMSTANCES

We gather as much information about you as possible to make good recommendations.

CHECKING THE WATTAGE

We work to understand your financial status.

THE LIGHT BULB MOMENT

We discuss the plan we’ve developed to achieve your goals.

LIGHTING THE WAY

We work to enact the plan you’ve chosen.

INDICATOR LIGHT

We take a minute to assess whether your plan is still aligned to your circumstances.

ANESH MAHARAJ AND ASSOCIATES

Old Mutual Personal Financial Advice

ANESH MAHARAJ

SENIOR FINANCIAL ADVISER

I am a qualified senior financial adviser with 25 years of expertise. My time at Old Mutual has given me the opportunity to experiment with, and master a wide range of abilities. I like the challenge of continually learning and building valuable abilities. I’ve worked with a wide range of customers, from individuals to organizations, and helped them reach their financial objectives. I believe in working closely with my customers to thoroughly grasp what they truly want. I take the time to learn about my customer’s families, businesses, and future aspirations. You know how some folks dream but never get started on the journey? I work to get them on track for retirement, college planning, and any other financial difficulties.

I hold a Diploma in Financial Planning, which I obtained from Damelin College in 2006. I have been happily married to my wife, Lena Maharaj, since 1997. Our family is blessed with two wonderful children, a 24-year-old daughter, and a 19-year-old son. Beyond my professional pursuits, I am a dedicated sports enthusiast and enjoy spending time with my family.

MEET MY TEAM

SANDY CHETTY

KOSEELAN GONASEELAN CHETT

AHMED RAFI-ESSOP KARODIA

SENIOR FINANCIAL ADVISER

SENIOR FINANCIAL ADVISER

SENIOR FINANCIAL ADVISER

PRINOLAN NAGOOR

SHERON SINGH

HEAD ADMINISTRATOR

PRACTICE BUSINESS MANAGER AND COACH

THILOSHNI RAJU

SENIOR FINANCIAL ADVISER

SERVICES

OUR OFFERING INCLUDES:

FINANCIAL NEEDS ANALYSIS: We will do a thorough financial and needs analysis to determine what we need to add or leave out of your strategy.

RETIREMENT SAVINGS: Old Mutual provides a variety of retirement savings products. The programmes are designed for everyone, from first time savers to those who already have a pension. Whatever your life stage we have a strategy for you.

RISK PLANNING: We plan to secure your money in the face of the unexpected. We provide Dread Disease Cover, Sickness Benefits, Disability Cover, Death Cover, Medical Aid, Gap Cover, and Funeral Cover.

INVESTMENTS: We have an investment strategy for everyone, regardless of age or income level. We provide a variety of savings plans, including unit trust investments, tax-free savings plans, offshore investing, tax-efficient programmes, and more.

ESTATE PLANNING: It is never easy to prepare for death, whether our own or a loved one’s but it is an essential component of any financial strategy. We can draft your Will and help you determine Estate expenditures.

SHORT-TERM INSURANCE: All your assets are valuable and has taken a lifetime to build. We provide short-term coverage for both personal and commercial assets.

OUR PARTNERSHIP WITH OLD MUTUAL PERSONAL FINANCIAL ADVICE

In the South African context of the financial services industry, our financial advisers are accredited professionals who are part of Old Mutual’s Personal Financial Advice team.

Old Mutual Personal Financial Advice (PFA) is the tied adviser division within Personal Finance and forms part of Old Mutual South Africa. PFA has more than 2500 advisers and its adviser force spans the length and breadth of South Africa.